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    443-616-1459•
    Custom Design & Build LLC

    Financing Available

    Build now. Pay over time.

    Build now. Pay over time. Most clients spread their investment over up to 15 years, with approval often within minutes and 0% interest options available.

    Why Financing

    A smarter way to invest in your home

    An outdoor living project is one of the highest return-on-investment improvements you can make to your home. Financing lets you start enjoying that space now while spreading the payments across years instead of months.

    We partner with established lenders who specialize in home improvement loans, which means competitive rates and approval timelines built for projects like ours.

    • Approval often within minutes
    • Loan terms up to 15 years
    • 0% interest available for qualified buyers
    • Low fixed monthly payments
    • No prepayment penalties on most loans
    • Soft credit pull for pre-qualification

    Estimated monthly payment

    $45,000
    $5,000$200,000

    Loan term

    Estimated Monthly Payment

    $456/mo

    Estimate based on a placeholder 8.99% APR. Actual rate and payment depends on credit qualification and current lender terms.

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    Financing FAQ

    Common questions

    How does the financing application work?
    We connect you with our lending partners who specialize in home improvement financing. The initial application takes about 5 minutes and uses a soft credit pull, so it does not affect your credit score until you formally accept an offer.
    How fast can I get approved?
    Most applicants get a decision within minutes. Final loan documents typically take a few business days to finalize.
    What credit score do I need?
    Lenders consider many factors beyond credit score, but most of our financing partners work with applicants with scores of 650 and above. We have options for various credit profiles.
    What loan terms are available?
    Most loans are offered in 5, 7, 10, or 15 year terms. Longer terms mean lower monthly payments but more interest paid over the life of the loan.
    Is 0% financing real?
    Yes. For qualified buyers, we offer 0% intro financing options. Final terms depend on credit qualification and current lender programs.
    Are there prepayment penalties?
    Most of our lender partners offer loans with no prepayment penalties, meaning you can pay off the loan early without extra fees.
    Can I use financing for any project?
    Yes, our financing applies to all of our outdoor living projects: sunrooms, decks, pergolas, screen rooms, awnings, wall-under systems, and more.
    Will applying hurt my credit?
    Pre-qualification uses a soft credit pull that does not affect your credit. Only when you formally accept and finalize a loan does a hard credit inquiry occur.

    Ready to Build?

    Let's talk about your outdoor space.

    Start with a free phone conversation. We'll learn about your project, answer your questions, and help you understand what's possible. No pressure and no pushy sales tactics.

    Start a ConversationCall 443-616-1459

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